Exclusive Offers

Professional expertise works better together.

LIBA members collaborate across complementary specialties to create coordinated service programs designed around real client needs.

Whether you are buying a home, planning an estate, growing a company, purchasing a business, preparing for retirement, or navigating another major financial decision, an Exclusive Offer gives you access to multiple LIBA professionals working around the same goal.

One goal. Multiple professional perspectives. A coordinated plan.

Explore the Offers Meet Our Members

One Conversation at a Time

You won’t be contacted by an entire team at once. Each strategy begins with one designated professional who coordinates introductions as additional expertise becomes relevant.

The Programs

Coordinated programs built around a client goal.

Each program brings together LIBA professionals whose specialties complement one another. You choose which professionals you work with.

Home & Real Estate

Complete Home Purchase Strategy

Real estate, mortgage, financial planning, tax and insurance professionals coordinating around one home purchase.

Core Strategy

3 Professionals

Warren GoldbergMortgage StrategyFirst Contact
Andrew RagusaReal Estate Strategy
Daniel DeCiantisProperty Insurance

Start with the professionals directly involved in financing, finding and protecting your home.

First Contact: Warren Goldberg

Mortgage Strategy → Real Estate Strategy → Property Insurance

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Expanded Strategy

5 Professionals

Warren GoldbergMortgage StrategyFirst Contact
Andrew RagusaReal Estate Strategy
Joshua Kreitzman, CPATax & Accounting Considerations
Daniel DeCiantisProperty Insurance
Michael HartzmanFinancial Planning

Add tax, accounting and financial-planning perspectives so the purchase can be considered as part of your larger financial picture.

First Contact: Warren Goldberg

Mortgage Strategy → Real Estate Strategy → Tax & Accounting Considerations → Property Insurance → Financial Planning

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Estate & Family

Estate & Property Transition Plan

Legal, real estate, tax, financial, insurance and relocation professionals coordinating around an estate or property transition.

Core Strategy

3 Professionals

Colleen M. Terry, Esq.Estate Planning / Estate AdministrationFirst Contact
Andrew RagusaReal Estate & Property Sale Strategy
Joshua Kreitzman, CPATax & Accounting Considerations

Start by understanding the estate, who has authority to act, what should happen with the property and the related accounting or tax considerations.

First Contact: Colleen M. Terry, Esq.

Estate Planning / Estate Administration → Real Estate & Property Sale Strategy → Tax & Accounting Considerations

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Expanded Strategy

5 Professionals

Colleen M. Terry, Esq.Estate Planning / Estate AdministrationFirst Contact
Andrew RagusaReal Estate & Property Sale Strategy
Joshua Kreitzman, CPATax & Accounting Considerations
Michael HartzmanFinancial Planning
Francis MeurerMoving, Storage & Relocation

Add financial planning and relocation perspectives for a broader transition plan.

First Contact: Colleen M. Terry, Esq.

Estate Planning / Estate Administration → Real Estate & Property Sale Strategy → Tax & Accounting Considerations → Financial Planning → Moving, Storage & Relocation

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Business Transition

Business Owner Exit & Wealth Transition Plan

Business brokerage, corporate legal, tax, financial operations, banking, planning and insurance professionals around one exit.

Core Strategy

3 Professionals

Peter RandBusiness Sale / Exit StrategyFirst Contact
Joshua Kreitzman, CPATax & Accounting
Lee SchwartzCorporate Legal / Business Advisory

Start by understanding the business, potential value, exit objectives, financial implications and legal structure of the transition.

First Contact: Peter Rand

Business Sale / Exit Strategy → Tax & Accounting → Corporate Legal / Business Advisory

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Expanded Strategy

5 Professionals

Peter RandBusiness Sale / Exit StrategyFirst Contact
Debra (Golub) ManfreFinancial Operations / Financial Readiness
Joshua Kreitzman, CPATax & Accounting
Lee SchwartzCorporate Legal / Business Advisory
Michael HartzmanFinancial Planning

Add financial operations and financial planning perspectives to prepare for the transition beyond the sale itself.

First Contact: Peter Rand

Business Sale / Exit Strategy → Financial Operations / Financial Readiness → Tax & Accounting → Corporate Legal / Business Advisory → Financial Planning

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Business Transition

Business Acquisition Readiness Plan

Brokerage, financing, legal, tax, accounting and risk professionals reviewing a business purchase before you commit.

Core Strategy

4 Professionals

Peter RandBusiness Acquisition / ValuationFirst Contact
Keith Novitz, MBACommercial Banking / Financing
Joshua Kreitzman, CPAAccounting & Tax Considerations
Lee SchwartzCorporate Legal / Business Advisory

Evaluate the opportunity, financing, financial implications and legal structure before committing to a business purchase.

First Contact: Peter Rand

Business Acquisition / Valuation → Commercial Banking / Financing → Accounting & Tax Considerations → Corporate Legal / Business Advisory

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Expanded Strategy

5 Professionals

Peter RandBusiness Acquisition / ValuationFirst Contact
Keith Novitz, MBACommercial Banking / Financing
Joshua Kreitzman, CPAAccounting & Tax Considerations
Lee SchwartzCorporate Legal / Business Advisory
Debra (Golub) ManfreFinancial Analysis / Financial Operations

Add financial analysis and bookkeeping insight for a closer review of the business records.

First Contact: Peter Rand

Business Acquisition / Valuation → Commercial Banking / Financing → Accounting & Tax Considerations → Corporate Legal / Business Advisory → Financial Analysis / Financial Operations

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Business Growth

Business Launch & Growth Team

Legal, accounting, bookkeeping, banking, insurance, recruiting and events professionals supporting a launch or expansion.

Core Strategy

3 Professionals

Lee SchwartzCorporate Legal / Business AdvisoryFirst Contact
Joshua Kreitzman, CPAAccounting & Tax
Debra (Golub) ManfreBookkeeping / Financial Operations

Build the legal, accounting and financial operating foundation needed to launch or grow the business.

First Contact: Lee Schwartz

Corporate Legal / Business Advisory → Accounting & Tax → Bookkeeping / Financial Operations

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Expanded Strategy

5 Professionals

Lee SchwartzCorporate Legal / Business AdvisoryFirst Contact
Joshua Kreitzman, CPAAccounting & Tax
Debra (Golub) ManfreBookkeeping / Financial Operations
Keith Novitz, MBACommercial Banking / Growth Financing
Jonathan CarrollCommercial Insurance / Business Risk

Add commercial banking and business-risk perspectives to support growth from the beginning.

First Contact: Lee Schwartz

Corporate Legal / Business Advisory → Accounting & Tax → Bookkeeping / Financial Operations → Commercial Banking / Growth Financing → Commercial Insurance / Business Risk

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Business Growth

Commercial Expansion & Relocation Plan

Financing, commercial real estate legal, relocation, storage, insurance, planning and recruiting around a business move.

Core Strategy

3 Professionals

Keith Novitz, MBACommercial Banking / FinancingFirst Contact
Lee SchwartzCommercial Real Estate / Corporate Legal
Francis MeurerCommercial Relocation / Moving & Storage

Start with financing, legal and location considerations, then coordinate the physical move.

First Contact: Keith Novitz, MBA

Commercial Banking / Financing → Commercial Real Estate / Corporate Legal → Commercial Relocation / Moving & Storage

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Expanded Strategy

5 Professionals

Keith Novitz, MBACommercial Banking / FinancingFirst Contact
Lee SchwartzCommercial Real Estate / Corporate Legal
Debra (Golub) ManfreFinancial Operations / Budgeting
Jonathan CarrollCommercial Insurance / Business Risk
Francis MeurerCommercial Relocation / Moving & Storage

Add commercial insurance and financial operations perspectives for a broader relocation plan.

First Contact: Keith Novitz, MBA

Commercial Banking / Financing → Commercial Real Estate / Corporate Legal → Financial Operations / Budgeting → Commercial Insurance / Business Risk → Commercial Relocation / Moving & Storage

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Estate & Family

Family Wealth & Legacy Review

Estate planning, financial planning, tax and life insurance professionals reviewing the full picture.

Core Strategy

3 Professionals

Michael HartzmanFinancial PlanningFirst Contact
Joshua Kreitzman, CPATax & Accounting
Colleen M. Terry, Esq.Estate Planning

Begin with the family’s financial goals and assets, evaluate relevant tax considerations, and coordinate the estate-planning structure around those goals.

First Contact: Michael Hartzman

Financial Planning → Tax & Accounting → Estate Planning

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Expanded Strategy

4 Professionals

Michael HartzmanFinancial PlanningFirst Contact
Joshua Kreitzman, CPATax & Accounting
Colleen M. Terry, Esq.Estate Planning
Stewart AbelowLife Insurance & Benefits

Add life insurance and benefits perspectives for a broader family legacy review.

First Contact: Michael Hartzman

Financial Planning → Tax & Accounting → Estate Planning → Life Insurance & Benefits

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Home & Real Estate

Retirement & Downsizing Strategy

Home sale, retirement planning, mortgage, tax, estate, moving and insurance professionals around a housing change.

Core Strategy

3 Professionals

Michael HartzmanRetirement & Financial PlanningFirst Contact
Andrew RagusaHome Sale / Purchase / Downsizing Strategy
Warren GoldbergMortgage / Equity Strategy

First determine what housing change makes sense within the retirement plan, then evaluate the real-estate and financing options available.

First Contact: Michael Hartzman

Retirement & Financial Planning → Home Sale / Purchase / Downsizing Strategy → Mortgage / Equity Strategy

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Expanded Strategy

5 Professionals

Michael HartzmanRetirement & Financial PlanningFirst Contact
Andrew RagusaHome Sale / Purchase / Downsizing Strategy
Warren GoldbergMortgage / Equity Strategy
Joshua Kreitzman, CPATax & Accounting
Colleen M. Terry, Esq.Estate Planning

Add tax, accounting and estate-planning perspectives to coordinate the move with the broader retirement plan.

First Contact: Michael Hartzman

Retirement & Financial Planning → Home Sale / Purchase / Downsizing Strategy → Mortgage / Equity Strategy → Tax & Accounting → Estate Planning

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Business Protection

Business Risk & Continuity Review

Commercial insurance, cyber risk, legal, accounting, benefits and staffing professionals reviewing how protected the company really is.

Core Strategy

3 Professionals

Jonathan CarrollBusiness Risk / Commercial Insurance / Cyber RiskFirst Contact
Lee SchwartzCorporate Legal / Business Advisory
Joshua Kreitzman, CPAAccounting & Tax

Start by identifying the risks that could interrupt or damage the business, then review legal and financial vulnerabilities.

First Contact: Jonathan Carroll

Business Risk / Commercial Insurance / Cyber Risk → Corporate Legal / Business Advisory → Accounting & Tax

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Expanded Strategy

5 Professionals

Jonathan CarrollBusiness Risk / Commercial Insurance / Cyber RiskFirst Contact
Lee SchwartzCorporate Legal / Business Advisory
Debra (Golub) ManfreFinancial Operations / Internal Controls
Joshua Kreitzman, CPAAccounting & Tax
Stewart AbelowLife Insurance & Employee Benefits

Add internal-controls and employee-benefits perspectives for a broader continuity review.

First Contact: Jonathan Carroll

Business Risk / Commercial Insurance / Cyber Risk → Corporate Legal / Business Advisory → Financial Operations / Internal Controls → Accounting & Tax → Life Insurance & Employee Benefits

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Business Growth

Build Your Team Plan

Recruiting, benefits, payroll, risk, accounting and financing professionals supporting your next stage of hiring.

Core Strategy

3 Professionals

Joely LeidnerRecruiting / Talent AcquisitionFirst Contact
Debra (Golub) ManfrePayroll / Financial Operations
Stewart AbelowEmployee Benefits

Start by defining and recruiting the people the company needs, then prepare the financial and benefits infrastructure necessary to support them.

First Contact: Joely Leidner

Recruiting / Talent Acquisition → Payroll / Financial Operations → Employee Benefits

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Expanded Strategy

5 Professionals

Joely LeidnerRecruiting / Talent AcquisitionFirst Contact
Debra (Golub) ManfrePayroll / Financial Operations
Stewart AbelowEmployee Benefits
Jonathan CarrollStaffing Risk / Commercial Insurance
Joshua Kreitzman, CPAAccounting & Tax

Add staffing-risk, commercial-insurance, accounting and tax perspectives to the hiring plan.

First Contact: Joely Leidner

Recruiting / Talent Acquisition → Payroll / Financial Operations → Employee Benefits → Staffing Risk / Commercial Insurance → Accounting & Tax

View Expanded Strategy

Participating LIBA members are independent professionals and businesses. No referral compensation is exchanged between participating members. Clients remain free to choose any professional or service provider and are not required to use every participating service.