Long Island Business Association

Exclusive Offer — Home & Real Estate

Complete Home Purchase Strategy

Buy the home with a plan for everything around it.

A home purchase affects far more than the purchase price. This coordinated strategy brings together professionals in real estate, mortgage financing, financial planning, tax planning, and insurance so the buyer can understand the larger financial picture before making a major commitment.

Build My Home Purchase Strategy

Choose Your Strategy

Choose the Strategy That Fits You

Choose a focused Core Strategy or a broader Expanded Strategy. One professional starts the conversation and coordinates warm introductions from there.

Core Strategy: A focused group of professionals most directly involved in your immediate goal.

Expanded Strategy: The Core Strategy plus additional professionals who provide a broader perspective.

Core Strategy

3 professionals

Start with the professionals directly involved in financing, finding and protecting your home.

Your Strategy Team

  • Warren GoldbergWarren GoldbergFirst ContactMortgage StrategyThis professional starts the conversation and coordinates the next introductions.
  • Andrew RagusaAndrew RagusaReal Estate Strategy
  • Daniel DeCiantisDaniel DeCiantisProperty Insurance

Typical Introduction Flow

  1. Mortgage Strategy
  2. Real Estate Strategy
  3. Property Insurance

Expanded Strategy

5 professionals

Selected

Add tax, accounting and financial-planning perspectives so the purchase can be considered as part of your larger financial picture.

Your Strategy Team

  • Warren GoldbergWarren GoldbergFirst ContactMortgage StrategyThis professional starts the conversation and coordinates the next introductions.
  • Andrew RagusaAndrew RagusaReal Estate Strategy
  • Joshua Kreitzman, CPAJoshua Kreitzman, CPATax & Accounting Considerations
  • Daniel DeCiantisDaniel DeCiantisProperty Insurance
  • Michael HartzmanMichael HartzmanFinancial Planning

Typical Introduction Flow

  1. Mortgage Strategy
  2. Real Estate Strategy
  3. Tax & Accounting Considerations
  4. Property Insurance
  5. Financial Planning

Michael does not necessarily wait until closing. He may be introduced before the buyer makes a major financial commitment.

1

One Conversation at a Time

You won’t receive calls from the entire team at once. Your designated First Contact starts the conversation and coordinates introductions as the other professionals become relevant.

Who This Is For

Is this program a fit?

First-time buyers, repeat buyers, and households that want to prepare financially before purchasing a home.

Not every client will need every participating professional. You decide which perspectives are relevant to your situation.

What We Can Review Together

  • Home-buying goals
  • Purchase budget
  • Down-payment strategy
  • Mortgage options
  • Monthly payment scenarios
  • Cash reserves
  • Retirement and investment considerations
  • Tax considerations
  • Property insurance costs
  • Real estate search strategy
  • Offer strategy
  • Market competition
  • Closing preparation

How Your Team Works Together

A coordinated introduction, not a rush of calls.

A typical introduction sequence may look like this.

  1. First Contact

    Warren Goldberg

    Mortgage Strategy

  2. Introduction 2

    Andrew Ragusa

    Real Estate Strategy

  3. Introduction 3

    Joshua Kreitzman, CPA

    Tax & Accounting Considerations

  4. Introduction 4

    Daniel DeCiantis

    Property Insurance

  5. Introduction 5

    Michael Hartzman

    Financial Planning

Depending on your situation, some professionals may become involved earlier or work simultaneously.

Looking for Something More Specific?

Choose the Professionals You’d Like to Speak With

Already know what type of help you need? Select the LIBA professionals you’d like to hear from.

Build My Home Purchase Strategy

Send one inquiry — you do not need to contact each participating member individually.

You Selected:

Expanded Strategy

First Contact:

Warren Goldberg

Mortgage Strategy

Your Team:

Warren Goldberg
Andrew Ragusa
Joshua Kreitzman, CPA
Daniel DeCiantis
Michael Hartzman

Warren Goldberg will be your first point of contact. The other professionals will be introduced as their expertise becomes relevant. You will not receive separate calls from the entire team at once.

One Conversation at a Time — You won’t receive calls from an entire team at once. Your designated First Contact will start the conversation and coordinate introductions to the other professionals as their expertise becomes relevant.

By submitting this request, you agree that the LIBA professionals included in your selected strategy may receive your inquiry and that the designated First Contact may contact you.

The professionals you selected are independent, and you are not required to hire or use any participating professional. See our Privacy Policy.

Participating LIBA members are independent professionals and businesses. No referral compensation is exchanged between participating members. Clients remain free to choose any professional or service provider and are not required to use every participating service.